Worth Finance believes that excessive fees obscure the true cost of credit for our customers. That’s why we’ve minimized our fees as much as possible. There is a new loan Acquisition Charge of 10% of Loan Amount, not to exceed $100, for all new loans (this amount is included in your loan calculations, so you will not need to pay this up-front). The only other potential fee is either $10 or 5% of the payment amount (whichever is greater) for a late payment. There are no fees for card transactions, and no other secret fees.