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FAQs

Q:
Is Worth Finance a payday loan lender?
A:

Worth Finance Corporation is NOT a Payday Lender. We offer Traditional Installment Loans, meaning, we offer loans with fixed monthly payments, typically between 6 to 12 months, and a fixed repayment amount. There are no surprises. You know exactly what your monthly payments are, when they are due, and the total amount owed. Payday loans are usually short-term loans, typically one month or less and have one “balloon” payment at the end. Most Payday Loans require access to your checking account through a post-dated check or other pre-arranged method as a term for the note. Worth Finance Corporation would never require this. Your loan is determined by our liberal credit underwriting policies, not through access to your checking account.

Q:
How do I qualify?
A:

Simply choose one of our convenient locations and submit your application by phone or in person at one of our loan offices. Use our ZIP Code Locator to help locate the branch nearest to you. Applying for a loan is quick and easy. Our knowledgeable staff will walk you through this step. Once your application has been submitted, we will process your application using our liberal credit underwriting policies and will usually have an answer and instructions for you in less than one hour. It’s that simple. Apply today.

Q:
How much money can I apply for?
A:

Our traditional installment loans range from $200 to $1,400, so there are options for everybody.

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